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Government Employee Loan
(M100 - M20 000) Permanent employees in government ministries. Teachers, nurses, police, civil servants, and other public sector workers with regular salaries.
Private Sector Loan
(M100 - M4 000) Permanent and contract employees in private companies and organizations. Workers with stable monthly salaries and bank or mobile money payment history.
SMEs Loan
(M100 - M20 000) SME owners in trade, manufacturing, agriculture, and services. Formal and informal businesses with at least 6–12 months of operation history.